Fail October & Investing Update

MoneyTreeAs you may have noticed, it has been a bit since I have been active in blogging.  Now there is really no good reason, but that time is already gone.  Now once I get my regular computer back working I will have all the stuff to update my income and expenses for the past two months, as well as update my net worth.  With that said I have updated my Portfolio showing the stocks purchased from the ROTH IRA transfer as well as my automatic Loyal 3 purchases.  I hope to continue with my previous schedule with Tuesday and Thursday blog posts, resuming, today!

And I think the theme of last month had me personally a little off.  I just can’t seem to post every day and while thinking about living while I am dying, I would rather live a bit more in the moment.  Anyways, as of today I have found myself with some extra time in the short term so I hope to get everything up to date shortly as well as some posts set up for the future as well. Continue reading

RANT WARNING – WTF – What the Fee!?

frustratedI have been looking to optimize the wife and my investment options, which is why I am in the processing of transferring her ROTH IRA to avoid the fees on her loaded fund.  So when the option to join her work 401(k) opened after a year of employment I figured it can’t be worse than throwing more money into the ROTH at Edward Jones, right?

WRONG!

Continue reading

Disadvantages and Advantages of Loyal3

FREEI have read a few other bloggers talk about Loyal3 and it seems like they are a pretty good way to invest, but only in a few select companies. Other bloggers talking about them include Retire Before Dad, who uses a credit card to earn rewards on his monthly purchases from Loyal3.  Dear Dividend is perhaps the first place I read about Loyal3 in his post about cheap or no fee investing.  Also Ryan at impersonal finance did a great summary about Loyal3 as well.  So if everyone is talking about it, it must be all good right?  Well there are a few things that I don’t like about the service but also many things that I do like. Continue reading

Earn Money Over 10 Times In a SINGLE Transaction

BonusThe system is rigged in your favor.  There are multiple ways you can make money when purchasing an item.  If you don’t think so, I am going to walk you through backwards as to how you can make money over 10 times in a single transaction.

Lets say you found an extremely nice fancy camera on Amazon.  You are a camera addict so you don’t use point and shoot cameras, no you want that fancy Nikon camera.

You can simply just pay for this on your debit card and be done with the transaction, get the camera, and be happy with your purchased that you thoroughly researched.  But you are a frugal shopper, and you wouldn’t just pay with a debit card. Continue reading

Choosing a Broker for the ROTH IRA

QuestionSo, you may have read that I am looking to transfer my wife’s ROTH IRA and I have been looking at options as to where to transfer this to.  So I decided to pull together a few options to compare.  Although there are many brokers, there are a few in particular I wanted to take a closer look at and go through some of the reasons why I may choose a certain broker for the ROTH IRA. Continue reading