Savings is one of the key metrics in being able to determine if I will reach financial independence in time to retire.  I also consider the debt repayment portion as savings as every single dollar decreasing an outstanding loan increases my net worth.

2014

• January – June – 54.1% ($17,093 savings / $31,612 income)
• July – 23.7% ($1,445 savings / $6,107 income)
• August – 59%  ($3,795 savings / $6,429 income)
• September – 61.7% ($2,780 savings / $4,503 income)
• October – 23.6% ($1,266 savings / $5,361 income)

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