Comments on: Introduction – The Beginning of a Journey http://franklyfrugalfinance.com/introduction-the-beginning-of-a-journey/ Bringing the Frankness to Frugality Wed, 19 Nov 2014 16:19:40 +0000 hourly 1 http://wordpress.org/?v=4.0.1 By: Kipp http://franklyfrugalfinance.com/introduction-the-beginning-of-a-journey/#comment-198 Tue, 29 Jul 2014 00:20:24 +0000 http://franklyfrugalfinance.com/?p=10#comment-198 Thanks Cecilia! I agree, it is a good way to compare options and process information, because you have to write down the reason rationally. So it helps me and it may help someone else, kind of a win-win!

I just went over to your blog, it looks like you are killing that debt! Good job!

]]> By: Cecilia@thesingledollar http://franklyfrugalfinance.com/introduction-the-beginning-of-a-journey/#comment-193 Tue, 29 Jul 2014 00:03:07 +0000 http://franklyfrugalfinance.com/?p=10#comment-193 Hi Kipp,

I’m commenting here because I just backread through all your posts :) Followed a link off the Rockstar net worth list. Congrats on getting on top of things while you’re still in your 20s — it took me much longer than that! Blogging is a really nice way to think through what you’re doing financially, so I hope you keep enjoying it.

]]> By: Kipp http://franklyfrugalfinance.com/introduction-the-beginning-of-a-journey/#comment-152 Sat, 26 Jul 2014 11:55:31 +0000 http://franklyfrugalfinance.com/?p=10#comment-152 Thank you Laurie! I think even just the process of trying to go through and rationalize decisions helps, because if it doesn’t make sense to you when you put it down why would it to someone else? But the support in this community is great too!

]]> By: Laurie @thefrugalfarmer http://franklyfrugalfinance.com/introduction-the-beginning-of-a-journey/#comment-150 Sat, 26 Jul 2014 11:52:54 +0000 http://franklyfrugalfinance.com/?p=10#comment-150 Kipp, great story!!! Welcome to the blogging world – you’ll learn many things and find some great friends here. :-)

]]> By: Kipp http://franklyfrugalfinance.com/introduction-the-beginning-of-a-journey/#comment-70 Thu, 17 Jul 2014 19:59:53 +0000 http://franklyfrugalfinance.com/?p=10#comment-70 Thank you for the encouragement and stopping by! It is a process, but figuring out how and where to improve is part of the fun!

Weight has been going quite well actually, better than expected. Started the year around 215 and as I mentioned on my goals I am just above 185 currently. I think the big part is not over eating, but increasing activity is helping as well.

]]> By: Retired by 40 http://franklyfrugalfinance.com/introduction-the-beginning-of-a-journey/#comment-68 Thu, 17 Jul 2014 19:42:41 +0000 http://franklyfrugalfinance.com/?p=10#comment-68 You sound like me! I, unfortunately, have weight to lose too, and finances that need to get in shape as well. The fact that you’ve realized you need to change is half of the problem. Now, you just have to learn and grow in order to actually make the changes. Keep up the good work!

]]> By: Kipp http://franklyfrugalfinance.com/introduction-the-beginning-of-a-journey/#comment-56 Wed, 16 Jul 2014 20:03:27 +0000 http://franklyfrugalfinance.com/?p=10#comment-56 Thank you for the encouragement No More Waffles! I think I am a much better picture emotionally than I was when I got out of college. When things aren’t the way they were expected to be it can sometimes but you in a bit of a slump, or a shock, or both.

Right now things are looking good and I have a purpose for working and saving. Although I do not have a high income and my path may take longer than others, I am looking at improving every step I can.

]]> By: No More Waffles http://franklyfrugalfinance.com/introduction-the-beginning-of-a-journey/#comment-54 Wed, 16 Jul 2014 19:45:44 +0000 http://franklyfrugalfinance.com/?p=10#comment-54 Kipp,

Great to see you caught the financial independence microbe at a young age and welcome to the blogosphere from one brand new blogger to another!

I hope you’ll find emotional stability and enjoy the FI journey. Keep it up!

Cheers,
NMW

]]> By: Kipp http://franklyfrugalfinance.com/introduction-the-beginning-of-a-journey/#comment-11 Thu, 10 Jul 2014 10:26:38 +0000 http://franklyfrugalfinance.com/?p=10#comment-11 Thank you for stopping by Zee. It is AMAZING how much you can cut and not even notice. There are some things, such as soda, that I miss cutting back on, but it is healthier for me which actually gives me extra motivation. Eating out on lunches… I still have a subway gift card I got in February on my birthday, because, after a while your desire for these things disappears. I have enough on that card to get 1 or 2 more subs (haven’t used it in awhile so I really don’t know), and I will at some point I am sure… maybe before my next birthday!

-Kipp

]]> By: Zee @ Work To Not Work http://franklyfrugalfinance.com/introduction-the-beginning-of-a-journey/#comment-10 Thu, 10 Jul 2014 03:37:39 +0000 http://franklyfrugalfinance.com/?p=10#comment-10 Hey Kipp,

I can tell you the percentage of money you need to save – as much as you can.

For me it was reading over on Financial Samurai about “Save until it hurts, then cut back a little”. I was saving more than most articles I read so I thought I was doing good. But my current savings rate at the time still allowed me to buy things without really considering each purchase because I still had money to just get things that I wanted. Once I cranked up the saving to where I really had to consider each purchase otherwise it would slash my savings goal for the month, I made better purchases. I can still buy things that I really want, but I think about it more and weed out the crap. I realized I also didn’t miss any of the smaller purchases that I would waste money on.

It sounds like you’re on the right path, I look forward to reading more in the future!

-Zee

]]>